Claim Process and Averages - Find a freedom of information request

Request

Under the freedom of information I would like you to tell me the following information:

1. The average length of time to resolve a claim from start to finish.

2. The average pay-out to a successful claimant.

3. The percentage of claims which are declined.

4. The average cost incurred when a claim is referred to legal services.

5. Total cost for last financial year of claims vs. the cost of providing the service to investigate.

I would like this information for the last three reporting periods, whether that is in line with a financial year or calendar year.

Decision

1. 283 days open to close date, claims remain open on average six months after a decision is sent to the claimant sometimes longer (closed claims only)

2. £316.93 – closed claims only.

3. 46.34% - closed claims only.

4. £111.09 – closed claims only. 5. See answer below. Closed claims only, settled or repudiated only.

Total cost of claims: £222,492 (Closed claims only with incident date between 01 April 2020 – 31 March 2021)

Cost to investigate: £101,140 (Closed claims only with incident date between 01 April 2020 - 31 March 2021)

Reference number
2391733
Date request received
20 September 2021
Date of decision
28 September 2021