Contract for Purchasing Credit Checks - Find a freedom of information request

Request

1. Do you have a contract in place to purchase credit checks, or a purchase history from any of the following credit reference agencies? (Call Credit/TransUnion, Equifax, Experian or Other (Please specify))

2. If so, can you please provide the following information:
a. Date that your agreement expires
b. Quantity of Credit Checks Purchased
c. Cost of Credit checks (Ideally cost per credit check)
d. What activities/services use these credit checks

3. Can you please outline how the results from these credit checks are generally stored by the council? For example are they in PDF format, or does your suppliers have a software platform that you log into?

4. Finally, can you please inform me if you use credit checks to verify Single Person Discount claims for Council Tax? If so, is this done internally by the council, or do you outsource this work to a third party?

Decision

1. Yes, Creditsafe

2.
a. 06 May 2021
b. Lincolnshire County council does not hold this information.
c. Cost is not per credit check but instead an annual payment. This is: £3761.00
d. The tool is available to the whole of Lincolnshire County Council via our Procurement and Finance departments.

3. There is a software platform that is logged into by users.

4. Lincolnshire County Council does not administer any Council Tax. This is done by District Councils.

Reference number
FOI1893
Date request received
28 September 2020
Date of decision
26 October 2020